Credit FAQs

I am looking to buy a house for just under 70000 in Pennsylvania. Based on the following will I be able to?

In 2007 I made 15200 and in 2008 I made 23000. My credit score is 718. I would be the primary signer.
My father makes just under 150000 a year and has very good credit dont know his exact score. He would be the cosigner.
I am a full time student and currently have about 5000 [...]



Please help: Could credit card debt counseling and debt consolidation be helpful to me and my situation?

I have about 16000 of credit card debt on four different cards with APRs ranging from about 11 to 14. I am not working now but have a job overseas waiting for me starting some time in March. Could one of these credit card debt consolidation companies be useful for me? Ive [...]


I need advice on finding the bright side?

I will try to make this short. I am having a hard time hanging in there with every aspect of my life. I am going through a bankruptcy as a result of my husbands actions that I had no knowledge of. I want to keep my house so I am stuck with the 30k [...]


How long does it take for your credit score to recover from debit consolidation?

I am in debt up to my ears and Im not sure how Im going to get from under it


Will debt consolidation hurt my credit? i am not default on any accounts I just want to consolidate.?

I want to clear up debt faster. I want to know if this hurts my credit score. I am not behind nor do I have any late payments.