Currently in debt, Need a good Debt consolidation Firm ?
If anyone knows a very good debt consolidation firm that would help me out, please let me know. I really need help.
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Everytime you apply for credit left and right you damage your chances of getting a loan by each application.
Every time you apply for credit an inquiry is placed on your credit report showing future lenders that you had applied for credit. Too many applications for credit in a small time period will raise a red flag to future companies and make them reluctant to issue you credit because it shows them you are desperate for credit. The more applications for credit you make the less likely you are to pay back the money. If your having a hard time getting approved because your credit score is low then you may consider opening a secured loan at your local bank for a short term 8 months or so and make your payments on time every month. This will help you built a positive payment history with the bank and also improve your credit score because the loan will be reported to the credit bureaus.
Yes I know go to a credit counselor or bankruptcy court.
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