Will debt consolidation hurt my credit? i am not default on any accounts I just want to consolidate.?
I want to clear up debt faster. I want to know if this hurts my credit score. I am not behind nor do I have any late payments.
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You could use debt consolidation but sometimes they require security such as property to loan the money against.
I used the company Debt Ease who simply negotiated my credit card and personal loan debts down a few thousand dollars and got me on a payment plan over 3 years.
They also ensured my credit rating wasnt damaged.
Man What a Relief
debt settlement agency is good for those people who have enough money to funds their services this guys from the agency only settled your accounts to get a 50 off from ur actual debt from ur credit cards company.. you still have to pay them off. otherwise if u dont have enough money your wasting ur time and money for nothing if u cant able to continue the program its better to file a bankruptcy chapt 7 at leat your a debt free. just think if u suit for it. find an agency check it from better business bureau if they have a good and outstanding records..